Explore health and retirement benefits

Life can change in an instant. EBSA has resources to guide you through your health and retirement benefit options during life’s major moments so you know exactly what to do. Select the situation that applies to you to get started.

Building Retirement Savings

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Get started saving for retirement at any stage of your career.

Claiming Retirement Benefits

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Understand retirement plan basics and what to expect along the way.

Claiming Health Benefits

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Check out resources to help you make the most of your health coverage.

First Job

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Get to know your health and retirement benefit options right from the start.

Changing Jobs and Job Loss

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Know your rights and coverage options during periods of unemployment and job changes.

Preparing for Retirement

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Review your savings and health coverage as you get ready to retire.

Marriage and Domestic Partnership

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See how marriage or a partnership affects your benefits and what to do next.

Childbirth and Adoption

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Understand your options when adding a new child to your plan.

Separation and Divorce

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Manage your health and retirement plans during a major relationship change.

Navigating a Disability

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Explore a toolkit built for workers with disabilities and their support network.

Loss of Dependent Coverage

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Plan ahead before a young adult on your health plan turns 26.

Death of a Family Member

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Find answers to your benefit questions after a loss.

Disaster Relief

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Learn how your benefits are protected during a declared disaster.